What’s your insurance policy?

The number of lawsuits filed against auto insurance companies jumped to more than 1.4 million in the second quarter of 2016, the first increase since the third quarter of 2015.

Some insurers say their rates have gone up as a result.

The number is a result of the surge in auto injuries and the industry has been struggling to keep pace with rising costs.

The increase in auto insurance rates comes at a time when auto makers are struggling to recover from a downturn in demand for their vehicles.

Auto industry experts say the spike is largely a result, in part, of a new generation of lawsuits and the rising costs of medical expenses.

They say insurers are taking more risk by filing lawsuits in the first place.

Auto insurers say the surge is largely the result of a newer generation of suits and the growing cost of medical bills.

Auto makers have struggled to recover, as they face more than 40 million lawsuits filed in the third year of the Great Recession.

In addition, insurers say they are losing money in the lawsuit and medical settlements.

In a statement, AutoInsurance.com said, “It is important to note that the increase in claims is not necessarily an increase in insurance rates.

We are only providing data to support our statement that the number of claims has been increasing.”

The insurer added that it does not expect the surge to continue into the third fiscal quarter as it is likely that most auto claims will be settled.

AutoInsurers.com declined to provide a breakdown of how much of the increased claims were in the form of medical claims and how much were auto accidents.

The Insurance Institute for Highway Safety said in a report that in the past year, claims increased by more than $2 billion in the U.S. to $9.8 billion, with about a third of the increase coming from auto accidents and the rest from auto injury claims.

While the increase has not yet exceeded 10 percent, it is growing, said IHSSA senior research analyst John Siegel.

“The overall increase is really, really positive,” he said.

According to the National Highway Traffic Safety Administration, accidents caused by drivers using their cellphones increased 7.5 percent in the fourth quarter compared to the same quarter a year earlier, with distracted driving making up more than a quarter of all crashes.

There has been an increase since 2010 in the number and severity of injuries caused by distracted driving, which also included injuries in accidents involving pedestrians and cyclists.

But while auto insurance has seen a sharp rise, its rate of growth has slowed over the past few years.

Last year, the average rate of claims filed was $9,619, up from $919 in 2015, according to IHSIA.

“IHSIA expects to see a slowdown in claims growth in 2016, with most of the acceleration likely in the years leading up to the election,” Siegel said.

“Insurance is becoming more expensive.

We don’t expect to see this growth continue beyond the second half of 2016.”

Insurance costs have increased more than 60 percent since 2000, and insurers say that’s mainly due to the rise in medical claims.

That’s a concern because the cost of the medical claims has risen faster than the rate of inflation, which has led to higher rates of bankruptcies.

Insurers are increasingly facing increased risks because of the cost increases, according for a report by the Insurance Information Institute.

More than 80 percent of claims in 2016 were for injuries, and about half were for motor vehicle injuries, the report said.

That number is projected to climb to 85 percent by 2035, the institute said.

Insurance claims are the largest component of the federal government’s budget, and the government has spent more than two trillion dollars on them.